The mortgage market is a complicated place with rates and products seeming to change almost on a daily basis. Gone are the days of simply working out how much you can borrow as a multiplication of your annual income and most mortgages are now calculated on 'affordability' which takes into account your other monthly outgoings. With so many lenders offering so many different products, without proper advice you could miss out on the best mortgage for you.
Our 'in house' financial adviser, Nicola Pilling from Protection and Investment Limited Independent Financial Advisers will advice you and search the whole of the mortgage market to find the best possible product to suit your needs. Whether you are a first time buyer, looking to upsize or downsize, wanting to re-mortgage or indeed an investment buyer, please feel free to give Nicola a call to see if he can find you a better mortgage. Nicola can be reached in our offices most days of the week and by appointment on Saturdays.